9 Easy Ways To Know Indian Bank Balance Check Service

Indian bank was established in 1907 and the list of leading banks in India, Indian bank always holds a special and unique place. Along with this, the Indian bank is offering different kinds of innovative services to the people to gain their trust.

But one of the most notable services of Indian banks is the Indian bank balance check service. Initially, there will be only one way to check the account balance which is visiting the nearest branch. But as the technology is getting developed, the number of services to check the account balance has been increased.

In the same way, Indian banks also provided many simple and easy ways to the customer to check their account balance. The ways include both online and offline ways, depending on the customer’s choice they can prefer anyways.

In this article, we are going to analyze the different ways available for indian bank balance.

1. Indian Bank Balance Check Number for SMS service

One of the easiest and simple ways for the Indian bank balance check number is checking the balance through SMS service. People who can’t check the balance online can use this option. But for the SMS service, the main requirement is the account holder’s mobile number should be registered with the bank.

If you haven’t registered your mobile number with the bank, then you need to visit the branch where the SMS application form will be available. Once you applied, after one or two days your number will automatically get registered with the bank. The account holder will be receiving the message that their mobile number is registered with the bank and after that, they can use the SMS service.

All you need to do is send a message to the Indian bank number which is indian bank account balance Number for SMS 9444394443. Based on your need, the keyword of the services will differ.

For checking the balance, the SMS should be in the below-mentioned format;

BALAVL and send it to 9444394443.

Even you can get the mini statement using the SMS service facility and for that, you need to send an SMS in the format like LATRAN

Using the SMS service facility, the account holder can check the status of the cheque and deposited cheque status, the last three transactions, change the mobile banking pin, and other banking-related queries. For each kind of service, the keyword used will be varied.

For the last 3 transactions the keyword is LATRAN, for the issued cheque status it is CHQSTS, for the deposited cheque status it is DCHSTS and for changing mobile banking pin it is CHGPIN.

2. Indian Bank Miss Call Number - Missed call service

Even for the missed call service, the account holder should register their mobile number with the bank. This is mainly for the people who are not comfortable with the online banking service but need to check the balance without visiting the branch. This option is not only the easiest but also it will save a lot of time for the account holder.

The checking of balance using the missed call service includes simple and easy steps which are;

  • The first step is to register the account holder’s mobile number with the bank by visiting the branch if they haven’t registered their number
  • Once they are done with the registration process, the next step is to give a missed call to Indian Bank Miss Call Number - 9289592895
  • The call will get automatically disconnected after one or two rings, then the Indian bank will send an SMS to the customer regarding their balance
  • art from the balance inquiry, the missed call service can also be used to get a mini statement or block the ATM card, or other kinds of services.

3. Indian Bank Balance Check via Internet banking

The internet banking service for the Indian bank balance check is available for customers who have net banking facilities registered with the bank. The account holder will have a user ID and password, and using this they can log in to the net banking. The account balance will be available on the dashboard.

The net banking facility can be used both in banking websites or any other mobile banking platform. Here are the steps that will help you to get a login to net banking and to check the balance of your account.

  • Visit the Indian bank website which is https://www.indianbank.net.in
  • Then click the “login of net banking” option using your user ID and password
  • Once you are done with the login process, you will see the home page of the Indian bank that will show various options related to the banking services
  • You need to click on the “account” option and the tab will show the balance of your account

Using the internet bank facility, the account holder can check the transaction history; can get the mini statement, and even other related banking services are also available.

4. Indian Bank Balance Check via IndPay Mobile App

IndPay is a mobile banking app and the app is provided by the Indian bank for the account holders. Using this app, it is possible to get all kinds of banking services starting from getting the statement, doing transactions, cheque book requests, and other banking-related services.

The app is available on both Android or iOS mobile devices and you can download the app from the play store for free. Just follow the instructions given below to check the balance of your account;

  • Download the IndPay mobile app from your smartphone
  • Log in to the mobile app using the user ID and password
  • It will show some terms and conditions and you need to accept it for further process
  • On the dashboard, you will find the option called “accounts”
  • Click the option and the screen will show your balance amount

Using this mobile app service, you can check the balance of your account wherever you want. This will be the easiest option and not a time-consuming process. Using this mobile app, it is possible to check the balance for all 365 days.

5. Indian Bank Mini Statement: e-statement

This option will provide the indian bank account balance to the account holders and all you need to do is just follow the below-mentioned process to get Indian bank mini statement.

  • Visit the website https://apps.indianbank.in/emailstatement/
  • It will ask you to enter the account number and the captcha which was mentioned
  • Once you have clicked the submit option, the balance of your account will be immediately displayed on your screen

This is one of the best and simple processes to check the balance of your account. Even in an instant, you can able to see your balance. If you don’t like the long online process or the offline process, then use this method.

6. Indian Bank Account Balance via Mobile banking

In mobile banking services, there are two apps available for the account holders to check the account balance. This option will be convenient for people who are comfortable with smartphones and internet services. Using these apps, it is easy to check the account balance.

The apps are available in the play store for free, and both Android or iOS users can use these mobile banking apps. Here are the two banking apps available for the account holders;

IB Smart Remote

The IB smart remote app is used to check the balance of the account and along with that, the other debit card services like checking the transactions, knowing the cheque status limit, and other banking-related services can also be done.

Indian Bank Account Balance via BHIM Indian bank UPI

The BHIM UPI app is provided by the Indian bank to the account holders to experience services like generating the PIN, balance inquiry, VPA creation, and other services. Here are the instructions provided to check the account balance using the UPI app;

  • You need to download the BHMI UPI app on your smartphone
  • Install the app
  • To open the app you need to use the login credentials
  • Once you have entered the login credentials, you need to select your UPI account
  • Then click the option called “check balance”
  • The app will ask you to enter the 4-digit M-Pin number
  • Once you have entered the MPin number, the screen will show your account balance

7. Indian Bank Account Balance via ATM

For the indian bank account balance, the account holders can visit the nearest Indian bank ATM centre or any other bank ATM centres. Here are the steps provided, which the account holders need to follow to check the balance account;

  • Visit the Indian bank ATM centre or any other bank’s ATM centre
  • Insert your Indian bank ATM card
  • It will ask your four-digit ATM PIN which you need to enter
  • The screen will display a lot of options and of all, you need to choose the “balance inquiry” option
  • The ATM will display the balance of your account
  • Even if you want you can get the slip from the ATM centre

8. Passbook

This is one of the traditional and easiest methods followed to check the account balance. Every account holder will visit the nearest branch to update their passbook. All the account holders of the Indian bank will have a passbook and it will be delivered while opening the account.

So, while updating the passbook the account holders will get complete detail regarding the transactions. This will be the best method to know your credit and debit histories of all your transactions. People who are not convenient with online banking services or other services can follow this method.

9. Indian Bank Balance Enquiry Number - Customer care

The customer care process is similar to the missed call services and for this service; you need to dial the Indian Bank Balance Enquiry Number - customer care number 1800-425-00000. Once you are done calling the toll number, it will ask you to select the language and the banking options.

After that, it will ask for your account number, so you need to enter the 12-digit account number or 16-digit debit card number. Once you are done with this step, you need to enter the ATM pin and then you will get your balance instantly. This is one of the safest methods to check your balance.

Frequently Asked Questions - FAQ:

1. Is it necessary to register your mobile number for online banking services and mobile banking services?

Yes, if you are using internet banking services or any of the mobile banking services then you need to register your mobile number with the bank. It would be better if you register your mobile number with the bank as you will get every notification regarding the transactions. And even you can do the transactions easily if your mobile number is registered with the bank.

2. Are there any charges applicable for using the missed call or SMS facility services of Indian bank?

There won’t be any charges applicable for both the missed call or SMS facility services. If you are using the SMS services, then the regular SMS charges will be deducted.

3. To register the mobile number with the Indian bank is it necessary to submit the KYC documents?

If you want to register your mobile number with the bank, then you need to fill the application form and submit it to the branch where you are maintaining your account. There is no need to submit the KYC documents for this process, as most account holders would have already submitted the KYC documents while opening the account. When you open new account in Indian Bank, your mobile number is bydefault register with your account.

4. Is there any limit for the number of inquiries to be made on the app throughout the day?

No, there is no limit to making account-related inquiries on the app. It is possible to check the account balance and other banking-related services through the app anytime and anywhere.

5. Is it possible to hold two account numbers using the same registered mobile number?

Yes, it is possible to maintain two accounts in the Indian bank using the same registered mobile number.

Conclusion - Final thoughts:

The above-mentioned services are introduced by the Indian bank for the Indian bank balance check. The services include both online and offline options and the main goal of the Indian bank is to improve the account holder’s comfort and trust. All these services for checking the account balance are available for both current and savings accounts.