Indian bank was established in 1907 and the list of leading banks in India, Indian bank always holds a special and unique place. Along with this, the Indian bank is offering different kinds of innovative services to the people to gain their trust.
But one of the most notable services of Indian banks is the Indian bank balance check service. Initially, there will be only one way to check the account balance which is visiting the nearest branch. But as the technology is getting developed, the number of services to check the account balance has been increased.
In the same way, Indian banks also provided many simple and easy ways to the customer to check their account balance. The ways include both online and offline ways, depending on the customer’s choice they can prefer anyways.
In this article, we are going to analyze the different ways available for indian bank balance.
One of the easiest and simple ways for the Indian bank balance check number is checking the balance through SMS service. People who can’t check the balance online can use this option. But for the SMS service, the main requirement is the account holder’s mobile number should be registered with the bank.
If you haven’t registered your mobile number with the bank, then you need to visit the branch where the SMS application form will be available. Once you applied, after one or two days your number will automatically get registered with the bank. The account holder will be receiving the message that their mobile number is registered with the bank and after that, they can use the SMS service.
All you need to do is send a message to the Indian bank number which is indian bank account balance Number for SMS 9444394443. Based on your need, the keyword of the services will differ.
For checking the balance, the SMS should be in the below-mentioned format;BALAVL
Even you can get the mini statement using the SMS service facility and for that, you need to send an SMS in the format like LATRAN
Using the SMS service facility, the account holder can check the status of the cheque and deposited cheque status, the last three transactions, change the mobile banking pin, and other banking-related queries. For each kind of service, the keyword used will be varied.
For the last 3 transactions the keyword is LATRAN, for the issued cheque status it is CHQSTS, for the deposited cheque status it is DCHSTS and for changing mobile banking pin it is CHGPIN.
Even for the missed call service, the account holder should register their mobile number with the bank. This is mainly for the people who are not comfortable with the online banking service but need to check the balance without visiting the branch. This option is not only the easiest but also it will save a lot of time for the account holder.
The checking of balance using the missed call service includes simple and easy steps which are;
The internet banking service for the Indian bank balance check is available for customers who have net banking facilities registered with the bank. The account holder will have a user ID and password, and using this they can log in to the net banking. The account balance will be available on the dashboard.
The net banking facility can be used both in banking websites or any other mobile banking platform. Here are the steps that will help you to get a login to net banking and to check the balance of your account.
Using the internet bank facility, the account holder can check the transaction history; can get the mini statement, and even other related banking services are also available.
IndPay is a mobile banking app and the app is provided by the Indian bank for the account holders. Using this app, it is possible to get all kinds of banking services starting from getting the statement, doing transactions, cheque book requests, and other banking-related services.
The app is available on both Android or iOS mobile devices and you can download the app from the play store for free. Just follow the instructions given below to check the balance of your account;
Using this mobile app service, you can check the balance of your account wherever you want. This will be the easiest option and not a time-consuming process. Using this mobile app, it is possible to check the balance for all 365 days.
This option will provide the indian bank account balance to the account holders and all you need to do is just follow the below-mentioned process to get Indian bank mini statement.
This is one of the best and simple processes to check the balance of your account. Even in an instant, you can able to see your balance. If you don’t like the long online process or the offline process, then use this method.
In mobile banking services, there are two apps available for the account holders to check the account balance. This option will be convenient for people who are comfortable with smartphones and internet services. Using these apps, it is easy to check the account balance.
The apps are available in the play store for free, and both Android or iOS users can use these mobile banking apps. Here are the two banking apps available for the account holders;
The IB smart remote app is used to check the balance of the account and along with that, the other debit card services like checking the transactions, knowing the cheque status limit, and other banking-related services can also be done.
The BHIM UPI app is provided by the Indian bank to the account holders to experience services like generating the PIN, balance inquiry, VPA creation, and other services. Here are the instructions provided to check the account balance using the UPI app;
For the indian bank account balance, the account holders can visit the nearest Indian bank ATM centre or any other bank ATM centres. Here are the steps provided, which the account holders need to follow to check the balance account;
This is one of the traditional and easiest methods followed to check the account balance. Every account holder will visit the nearest branch to update their passbook. All the account holders of the Indian bank will have a passbook and it will be delivered while opening the account.
So, while updating the passbook the account holders will get complete detail regarding the transactions. This will be the best method to know your credit and debit histories of all your transactions. People who are not convenient with online banking services or other services can follow this method.
The customer care process is similar to the missed call services and for this service; you need to dial the Indian Bank Balance Enquiry Number - customer care number 1800-425-00000. Once you are done calling the toll number, it will ask you to select the language and the banking options.
After that, it will ask for your account number, so you need to enter the 12-digit account number or 16-digit debit card number. Once you are done with this step, you need to enter the ATM pin and then you will get your balance instantly. This is one of the safest methods to check your balance.
Yes, if you are using internet banking services or any of the mobile banking services then you need to register your mobile number with the bank. It would be better if you register your mobile number with the bank as you will get every notification regarding the transactions. And even you can do the transactions easily if your mobile number is registered with the bank.2. Are there any charges applicable for using the missed call or SMS facility services of Indian bank?
There won’t be any charges applicable for both the missed call or SMS facility services. If you are using the SMS services, then the regular SMS charges will be deducted.3. To register the mobile number with the Indian bank is it necessary to submit the KYC documents?
If you want to register your mobile number with the bank, then you need to fill the application form and submit it to the branch where you are maintaining your account. There is no need to submit the KYC documents for this process, as most account holders would have already submitted the KYC documents while opening the account. When you open new account in Indian Bank, your mobile number is bydefault register with your account.4. Is there any limit for the number of inquiries to be made on the app throughout the day?
No, there is no limit to making account-related inquiries on the app. It is possible to check the account balance and other banking-related services through the app anytime and anywhere.5. Is it possible to hold two account numbers using the same registered mobile number?
Yes, it is possible to maintain two accounts in the Indian bank using the same registered mobile number.
The above-mentioned services are introduced by the Indian bank for the Indian bank balance check. The services include both online and offline options and the main goal of the Indian bank is to improve the account holder’s comfort and trust. All these services for checking the account balance are available for both current and savings accounts.
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